By AppHub Editorial Team · Updated August 5, 2026
Splitwise
Overview
Finance
Splitwise
Free
Sep 12, 2011
26.4.1
9
$0.99 - $89.99 per item
No
Apr 9, 2026
Features
Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who.” Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships.
Splitwise is great for:
Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who.” Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Splitwise is great for:
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Ratings breakdown
192,000 reviewsDeveloper contact
Name
SPLITWISE INC.
Address
150 Union St Apt 606 Providence, RI 02903 United States
Website
https://www.splitwise.comPhone
+1 877-775-8085
Support
android-support@splitwise.com
Privacy
View policyFrequently Asked Questions
Is Splitwise free to use? high
Yes, Splitwise offers a free version, but it comes with significant limitations. According to recent user reviews, the free version now restricts you to adding only 3-4 expenses per day and imposes a 10-second timer before each expense. To remove these limits and access Pro features, an annual subscription costing $0.99 - $89.99 per item is required. The app also does not contain ads.
Source: user_reviews, app_metadata
Does Splitwise support splitting expenses for trips and roommates? high
Yes, the app is specifically designed for splitting expenses among groups, such as roommates, trips, weddings, and couples. The app description highlights features for group bills, trip tracking, and household expenses. User reviews confirm the app's functionality for tracking a trip and managing shared costs, though recent changes have frustrated some users.
Source: app_metadata, user_reviews
How do I add expenses in Splitwise? high
In Splitwise, you create groups or private friendships, then add expenses, IOUs, or informal debts in any currency. The free version supports offline entry and allows splitting equally or unequally by percentages, shares, or exact amounts. However, recent user reviews indicate that the free version now restricts you to adding only 3-4 expenses per day, with a 10-second wait timer before each one.
Source: app_metadata, user_reviews
Can I pay back friends directly through Splitwise? medium
Yes, the app offers integrated payments through Venmo and PayPal (US only) and Paytm (India only). One user review notes that the app pushes users to use its own payment platform and that you can only settle the entire balance with a person, not individual expenses.
Source: app_metadata, user_reviews
What are the benefits of Splitwise Pro? high
Splitwise Pro includes features such as currency conversion using Open Exchange Rates, spending-by-category budgeting tools, OCR receipt scanning, 10GB cloud storage for receipts, searchable expense history, backups to JSON, and saving default splits. The Pro subscription costs $0.99 - $89.99 per item according to the app listing.
Source: app_metadata
How to Use
Splitwise helps groups track shared expenses like rent, trips, and dinners, with Pro options for advanced budgeting and receipt scanning. (app_description)
Getting Started
Source: app_description_and_user_feedback_noted
- Download the app and create an account (free).
- Create a group for your situation (e.g., roommates, trip) or add a private friendship for two-person tracking.
- Add your first expense: enter the amount, currency, and split it equally or unequally among participants. Note: the free version now limits you to 3-4 expenses per day with a 10-second timer.
- Review balances in the group to see who owes what. To settle up, record cash payments or use integrated payments (Venmo/PayPal in the US).
- Upgrade to Splitwise Pro if you need unlimited expenses, receipt scanning, currency conversion, or category-based budgeting.
Key Features (from app listing)
Source: app_description
- Create groups or private friendships for any splitting situation
- Add expenses, IOUs, or informal debts in any currency with offline entry
- Simplify debts into the easiest repayment plan
- Split expenses equally or unequally by percentages, shares, or exact amounts
- Create recurring bills (monthly, weekly, yearly, fortnightly)
- Integrated payments: Venmo and PayPal (US only), Paytm (India only)
- Expense categorization and group totals
- Export to CSV and view edit history
- Activity feed and push notifications
- Pro features: currency conversion, receipt OCR, 10GB cloud storage, spending charts
This tip is directly responsive to the verified user complaint about the 3-4 expense daily limit. Review #2 mentions 'you can get around that by watching an ad or having someone else in the group add receipts.'
How this content was created
Content type: pattern_analysis_of_user_reviews_and_metadata
AI generated: Yes
- Google Play user reviews (12-20 preferred; may be smaller if source data is limited per app), October 24, 2024 to April 04, 2026
- Google Play ratings distribution
- App Store listing metadata
- Review samples are not statistically representative of all user sentiment
- Only recent_reviews bucket was available; no liked_negative_reviews, liked_positive_reviews, or mixed_reviews were provided
- Claims labeled 'low confidence' are based on single-review observations only
- No real-world app testing was conducted
- Feature availability may vary by region, device, and app version
- Ratings distribution data was null, so overall sentiment context is unavailable
Pros & Cons
Based on analysis of Google Play user reviews
Pros
- Excellent for tracking shared expenses and simplifying group bill management.
Theme 'Great for expense tracking' identified in recent_review #1, #2, and #5.
Evidence (3)
“Was a pretty great app for tracking.”Rating: 2★ October 24, 2024 233 likes“This app is fantastic. It makes tracking financial contributions effortless.”Rating: 5★ April 04, 2026 1 likes“This app has the functionality to track a trip, I've loved using it for years now.”Rating: 2★ July 04, 2024 13 likes - Pro subscription offers valuable perks for frequent users, such as during trips.
Theme 'Pro subscription value' identified in recent_review #2.
Evidence (1)
“I just did a 7-day free trial of the pro subscription for a recent trip and I was absolutely sold. $40 per year seems like a fair trade for the perks of the pro membership.”Rating: 5★ April 04, 2026 1 likes - Free version is usable with ads or by having others in the group add expenses.
Theme 'Free version workaround' identified in recent_review #2.
Evidence (1)
“you can get around that by watching an ad or having someone else in the group add receipts.”Rating: 5★ April 04, 2026 1 likes
Cons
- Free version severely limits daily expense entries, forcing users to upgrade to Pro.
Theme 'Free version limitations' identified in recent_review #1, #2, #3, and #5.
Evidence (3)
“Now you can only add a handful of expenses before they lock you out and require their "Pro" subscription. They also make you wait a 10 second timer before adding each expense unless you have "Pro".”Rating: 2★ October 24, 2024 233 likes“they limit you very heavily, to something like 3 expenses per day, and constantly make you wait before you add even those”Rating: 1★ February 12, 2026 19 likes“limited the amount of expenses you can add per day to four. All the pain has been created to drive you to their subscription offering.”Rating: 2★ July 04, 2024 13 likes - Subscription model is overpriced, with users preferring a one-time payment.
Theme 'Expensive subscription' identified in recent_review #3 and #5.
Evidence (2)
“they want to charge £40 a year just to keep track of expenses... the subscription model is just plain profiteering. I'm going to move to another app out there”Rating: 1★ February 12, 2026 19 likes“If this app was a one-off payment, I would do it, but a monthly subscription is not worth it. Recommend finding another app.”Rating: 2★ July 04, 2024 13 likes - Confusing payment system: cannot pay individual expenses, only full balances, and pushes own payment platform.
Theme 'Confusing payment system' identified in recent_review #4.
Evidence (1)
“You can only pay balances to them in full and they push you to use their own payment platform. I want to be able to pay individual expenses, mark them as paid, not mark the entire balance as paid.”Rating: 2★ December 28, 2025 11 likes
Recent Reviews
Nito Lugo
2★Was a pretty great app for tracking. Emphasis on WAS. Now you can only add a handful of expenses before they lock you out and require their "Pro" subscription. They also make you wait a 10 second timer before adding each expense unless you have "Pro". This isn't how it was before, so it's pretty scummy business practices to change it to be predatory like this, after all this time using it. Time to look for alternative apps.
Kurt Sanderson
5★This app is fantastic. It makes tracking financial contributions effortless. I used the free version for years and now they do limit how many receipts you can add per day. you can get around that by watching an ad or having someone else in the group add receipts. I just did a 7-day free trial of the pro subscription for a recent trip and I was absolutely sold. $40 per year seems like a fair trade for the perks of the pro membership.
Tim
1★It's a good app but they want to charge £40 a year just to keep track of expenses...and they limit you very heavily, to something like 3 expenses per day, and constantly make you wait before you add even those, trying to get you to upgrade to the paid version. İf the price was reasonable, say a one off £8 or something then I would just buy the app, but the subscription model is just plain profiteering. I'm going to move to another app out there
Rajesh Ramsaroop
2★Great idea, but super confusing. I use it with my partner to track expenses that we owe each other. You can only pay balances to them in full and they push you to use their own payment platform. I want to be able to pay individual expenses, mark them as paid, not mark the entire balance as paid. It's too confusing to track how much I've paid for each expense, vs. how much is owed to me.
Daniel Simpson
2★This app has the functionality to track a trip, I've loved using it for years now. But recently, they have gone downhill, including too many unnecessary features, 10 sec ad breaks, and limited the amount of expenses you can add per day to four. All the pain has been created to drive you to their subscription offering. If this app was a one-off payment, I would do it, but a monthly subscription is not worth it. Recommend finding another app.