By AppHub Editorial Team · Updated August 5, 2026

YNAB

YNAB

4.5
Downloads: 1,000,000+ Reviews: 0

Overview

Category

Finance

Developer

ynab.com

Price

Free

In-App Purchases

false

Contains Ads

No

Features

Have you ever worried about money? You are not alone.

Download YNAB, get good with money, and never worry about money again.

Start your free one-month trial and stop feeling like you’re bad with money.

Why YNAB?

92% of YNAB users report feeling less stressed about money since starting.
The average user saves $600 in the first month, and $6,000 in the first year.

Benefits and Features

STOP ARGUING ABOUT MONEY …and start planning your life, together

Create and share unlimited plans with u...

Have you ever worried about money? You are not alone.

Download YNAB, get good with money, and never worry about money again.

Start your free one-month trial and stop feeling like you’re bad with money.

Why YNAB?

92% of YNAB users report feeling less stressed about money since starting.
The average user saves $600 in the first month, and $6,000 in the first year.

Benefits and Features

STOP ARGUING ABOUT MONEY …and start planning your life, together

Create and share unlimited plans with up to six people with one subscription
Real time updates between devices make it easy to keep everyone informed
Cheaper than couples counseling

STOP DROWNING IN DEBT …and start seeing progress with your paydown

Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
Enjoy the benefits of a debt-paying community and resources

STOP FEELING DISORGANIZED …and start feeling totally in control

Securely link financial accounts to automatically import transactions
Easily add transactions manually, if you prefer

START REACHING MORE GOALS …and stop thinking your future is limited

Keep your priorities and goals in focus
Visualize progress as you go
Watch your net worth climb

START SPENDING CONFIDENTLY …and stop feeling guilt, doubt, and regret

Calculate your “Cost to Be Me”
Make a flexible, proactive spending plan
Always know how much you have to spend

START FEELING SUPPORTED …and stop feeling like you’re alone in this

Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
Join workshops and attend live Q&A sessions
Become part of our community of genuine, amazingly supportive people who get it
Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-with-money people. (Seriously.)

The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good with money?

(You seem ready! And we already really like you, so please join us.)

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details

YNAB is a one-year auto-renewable subscription, billed monthly or annually.
Payment will be charged to Google Account at confirmation of purchase.
Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
Account will be charged for renewal within 24-hours prior to the end of the current period.
Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a

subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use: https://www. ynab. com/terms/?isolated

Privacy Policy: https://www. ynab. com/privacy-policy/?isolated

California Privacy Policy: https://www. ynab. com/privacy-policy/california-privacy-disclosure?isolated

Download YNAB

Get the official app from the trusted app stores. You will be redirected to the download page.

When you purchase through links on our site, we may earn an affiliate commission. Learn more

Frequently Asked Questions

Is YNAB free to download?
high

Yes. The app metadata lists YNAB as free, with in-app purchases listed as false.

Source: app_metadata

How to Use

Have you ever worried about money? You are not alone. (app_description)

Getting Started

Source: app_description_and_user_feedback_noted

  1. Install YNAB from the appropriate app store.
  2. Open the app and start with the free experience.
  3. Review the main features described in the app listing.
  4. Adjust app settings based on your preferences.

Key Features (from app listing)

Source: app_description

  • Have you ever worried about money? You are not alone.
  • Download YNAB, get good with money, and never worry about money again.
  • Start your free one-month trial and stop feeling like you’re bad with money.
  • -92% of YNAB users report feeling less stressed about money since starting.
  • -The average user saves $600 in the first month, and $6,000 in the first year.
  • Benefits and Features